IBPS PO Interview Tips : 9 important points to remember

To succeed in a bank PO interview, it's important to prepare well and understand the expectations of IBPS panel members. Here are 

9 key points to remember:

1. Understand the Job Role of Probationary Officer (PO) and Banks

  • Before the interview, research the govt banks, its products, services, and its corporate culture. Understand the job profile of PO thoroughly, including the skills needed for the position.
IBPS PO carrer quest exam prepration

2. Stay Updated on Banking related and other Current Affairs

  • Bank interviews often include questions about the economy, finance, government policies. Stay updated on the latest news, especially in areas like interest rates, RBI policies, mergers, and financial inclusion.
  • Read any national newspaper, watch or listen to podcasts related to financial news, and follow updates related to the banking sector

3. Be Clear on Your Resume/Biodata and Experience (if any)

  • Make sure you can explain every point mentioned in your resume, including your qualifications, work experience, internships, and skills.
  • Be prepared to discuss your strengths, weaknesses, and any achievements or challenges you’ve faced, relating them to how they can help you succeed in the banking sector.

IBPS PO exam prepration
4. Showcase Strong Communication Skills

  • Effective communication is key in bank jobs as you'll be interacting with customers, colleagues, and management.
  • Practice speaking clearly, confidently, and in a polite manner. Ensure you are able to articulate your thoughts coherently.

5. Emphasize Problem-Solving and Analytical Skills

  • Bank employees are often required to handle complex situations, make decisions, and solve problems. Demonstrate your ability to think analytically and provide solutions to problems.
  • Use examples from past experiences where you showcased such skills.

6. Understand the Importance of Customer Service

  • Customer service is central to banking. Be ready to discuss how you can contribute to improving customer satisfaction and handling difficult customer situations.
  • Show that you value relationships and can provide solutions while maintaining professionalism.


7. Dress Professionally

  • Appearance matters in a bank job interview. Dress in formal attire, preferably a suit or traditional wear suitable to our culture. Salwar Kameez, Shirt-Trousers are also fine.
  • Your grooming (hair style) and hygiene (nails) should be impeccable.

8. Display Confidence and Positivity

  • Confidence is key in the interview, but avoid arrogance. You may also join any good pesonalised interview coaching in online or offline mode. A good mentor can make things easier.
  • Smile, maintain good posture, and make eye contact to create a positive impression.

9. Prepare for Behavioral Questions and Situational Scenarios

  • Banks often use behavioral interview techniques to assess your personality and how you handle specific situations. Be prepared to answer questions like:
    • "Tell me about a time you worked under pressure."
    • "How would you handle an angry customer?"
    • "What would you do if you made a mistake?"
  • Use the STAR technique (Situation, Task, Action, Result) to structure your answers.

Point to remember: An interview coach plays a crucial role in preparing candidates for a bank job interview, helping them understand the expectations of interviewers, refine their responses, and increase their chances of success.
IBPS PO interview prepration

- Career Quest Institute for Interview Training, Karol Bagh, Delhi. Ph 9811299811, 9990840999

Local Bank Officer (LBO) Bank PO at Union Bank of India

 1. Union Bank of India 

A leading listed Public Sector Bank with Central Office at Mumbai and having presence in Pan India, as well as, overseas presence, invites On-line Applications for recruitment of the following post: 

POST CODE
POST
SCALE / GRADE
BASIC PAY SCALE
VACANCIES
01
Local Bank Officer (LBO)
JMGS -I
48480-2000/7-62480-2340/2-67160-2680/7-85920
150
*In addition, Special Allowance, Dearness Allowance and other allowances will be payable as per prevailing rules and regulations in the Bank. Further, the officer will also be eligible for amenities like residential quarters/lease rent in lieu of quarters, LFC, reimbursement of medical/hospitalization expenses and other perquisites as per the policy of the Bank.



2. ELIGIBILITY CRITERIA: 

Application can be made only for any one of the States as per identified vacancies in this Notification and the applicants intending to apply should ensure that they fulfill the eligibility criteria specified herein below before applying including proficiency in the specified language of the State as per table of vacancies given above. Please note that the eligibility criteria specified herein are the basic criteria for applying for the post. Candidates must necessarily produce the relevant documents in original and a photocopy in support of their identity and eligibility pertaining to category, nationality, age, educational qualifications, experience certificates etc. as indicated in the online application form at the time of interview and any subsequent stage of the recruitment process as required by the Bank. However, merely applying for / appearing for and/or qualifying at any stage of selection process for the post/s does not imply that a candidate will necessarily be eligible for employment / confer right on him / her for appointment in the Bank. Please note that no change of Category/State applied for will be permitted at any stage after registration of the online application and the result will be processed considering the category which has been indicated in the online 2 Classification: Internal application, subject to guidelines of the Government of India/Bank in this regard. No request for considering the candidature under any category other than the one in which one has applied will be entertained. 

(A) Nationality / Citizenship: 
An applicant must either be - (i) a citizen of India or (ii) a subject of Nepal or (iii) a subject of Bhutan or (iv) a Tibetan refugee who migrated to India before 1st January 1962 with the intention of permanently settling in India or (v) a person of Indian origin who has migrated from Pakistan / Burma / Sri Lanka / East African countries of Kenya / Uganda / the United Republic of Tanzania (formerly Tanganyika and Zanzibar) / Zambia / Malawi / Zaire / Ethiopia or Vietnam with the intention of permanently settling in India. Provided that a candidate belonging to categories (ii) / (iii) / (iv) or (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India before the date of this notification.  

(B) Age and Educational Qualification : 
Name of Post & Scale
Local Bank Officer (LBO) – JMGS-I
Age
Min: 20 | Max: 30
Educational Qualifications
A fulltime/regular Bachelor’s Degree in any discipline from a University/Institution recognized by Government of India or its Regulatory bodies.

The candidate must possess valid Mark-sheet/Degree Certificate that he/she is a graduate on the day he/she registers and indicate the percentage of marks obtained in Graduation while registering online.


(C) Cut-off dates for eligibility: 
  • The Cut-off Date for the purpose of eligibility in Age criteria shall be the 1st day of the month in which online registration commences i.e. 01.10.2024. 
  • The Cut-off date for the purpose of eligibility in respect of Educational Qualification shall be the last date for online registration as notified i.e. 13.11.2024. The date of passing the examination, which is reckoned for eligibility under the parameter of educational qualification, will be the date appearing on the mark sheet/passing certificate, whichever is earlier. The applicants should indicate the percentage calculated to the nearest two decimals in the online applications. Where CGPA (Cumulative Grade Point Average)/ SGPA (Semester Grade Point Average)/ OGPA (Overall Grade Point Average) are awarded, the same should be converted into percentage and indicated in the online application. 
  • Candidates belonging to OBC category but coming under creamy layer and/ or if their caste does not find place in the Central List are not entitled to OBC reservation. They should indicate their category as General in the online application form. 

(D) Relaxation in Upper Age Limit:
 
SN
Category
Age Relaxation
1
Scheduled Caste / Scheduled Tribe
5 years
2
Other Backward Classes (Non-creamy layer)
3 years
3
Persons with Benchmark Disability (PwBD) –
a. Visually Impairment (VI) - Blindness and Low Vision;
b. Hearing Impaired (HI) - Deaf and Hard of Hearing;
c. Orthopedically Challenged (OC) - Locomotor Disability (One Arm - OA, One Leg - OL, Both Legs - BL, One Arm & One Leg - OAL), Cerebral Palsy, Leprosy Cured, Dwarfism, Acid Attack Victims and Muscular Dystrophy;
d. Intellectual Disability (ID) - Intellectual Disability (Autism Spectrum Disorder, Specific Learning Disability and Mental Illness) & Multiple Disability;
e. Multiple Disabilities means disability amongst clauses (a) to (d) including deaf-blindness in the posts identified for each disability.
10 years
4
Ex-Servicemen, Commissioned Officers, including Emergency Commissioned Officers (ECOs/Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (Including those whose assignment is due to be completed within one year from the date of notification) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment.
5 years
5
Persons affected by 1984 riots
5 years
Note: 
The relaxation in upper age limit to SC / ST / OBC applicants is allowed on cumulative basis with only one of the remaining categories for which age relaxation is permitted as mentioned above in point D (3) to D (5). However, it is subject to a maximum upper age limit of 50 years. The applicants, who are coming under creamy layer, are not entitled to the benefits of OBC reservation and such applicants shall be categorized under General / Unreserved. An Ex-servicemen, who has once joined in a Government job on the civil side after availing the benefits given to him as an Ex-Servicemen for his re-employment, his Ex-servicemen status for the purpose of re-employment in Government job ceases. 
There is no reservation for Ex-servicemen in the vacancies in Officers’ Cadre. 

Personal Interview (PI) 

Merit list of candidates based on the marks obtained by them in Online Examination will be prepared in descending order for the respective categories i.e. SC/ST/OBC/EWS/General. Candidates securing the minimum qualifying marks stipulated for Online Examination and ranking sufficiently high in the order of merit shall be called for personal Interview. 

Mere passing in the online test shall not vest any right to a candidate for being called for Personal Interview. In case of equal marks by two or more candidates, merit order of such group of candidates will be on the basis of Date of Birth i.e. candidates senior in age will be placed higher in the merit list.

For interview the candidates will be called in the ratio of 1:3 as against the number of vacancies. However, Bank may modify the said ratio at its own discretion. 

The total marks allotted for Interview are 100. The minimum qualifying marks in interview will not be less than 40% (35% for SC/ST/OBC/PWBD candidates). The applicants not securing the minimum qualifying marks in the Personal Interview will be disqualified for selection. Interview score of the candidates failing to secure minimum qualifying marks or otherwise barred from the interview or further process shall not be disclosed. 

The weightage (ratio) of Online Exam and Interview will be in the ratio of 80:20 respectively. The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the Online Examination and Interview. 


Important Notes: 

The applicants will be called for the Online Examinations on the basis of the information provided by them in their On-line Applications without verification of their age or qualification or category or any other eligibility criteria. The applicants must, therefore, ensure that they fulfill all the notified eligibility criteria as on the cut-off date prescribed in this notification, have possession of the requisite documents / certificates specified by the Bank, and that the particulars furnished in their On-Line Application are complete, true and correct in all respects. Merely appearing in the Online Examination and / or passing the Online Examination and / or being called by the Bank for the Personal Interview shall not imply that the Bank is satisfied about the eligibility of the applicant and the same will be verified before final selection.

After the selection process, the applicants, who secure more than the prescribed minimum qualifying marks in the used selection processes, will be ranked in a descending order on the basis of the aggregate marks obtained in the Online Examination and / or Personal Interview under the respective SC/ST/OBC/EWS/GEN. 

Subject to the vacancies available under the respective Category, only those candidates, who pass the Online Examination as well as the Personal Interview will be short-listed for selection in the order of the Merit / Rank obtained by them under the respective Category.

Candidates who have defaulted in repayment under any lending arrangement with Banks / NBFCs/ Financial Institutions including credit card dues and have not regularized / repaid their outstanding thereunder till the date of issuance of letter of offer of appointment by the Bank, shall not be eligible for appointment to the post. However, candidates who have regularized / repaid such outstanding on or before the date of issuance of offer of appointment, but whose CIBIL status has not been updated on or before the date of joining, shall have to either get the CIBIL status updated or produce the NOCs from lender to the effect that there is no outstanding with respect to the accounts adversely reflected in the CIBIL, failing which the letter of offer shall be withdrawn / cancelled. Thus, the candidates with record of default in repayment of loans/ credit card dues and/ or against whose name adverse report of CIBIL or other external agencies are available will not be eligible for appointment.


LIST OF DOCUMENTS TO BE PRODUCED AT THE TIME OF INTERVIEW 

The following documents in original and self-attested photocopies in support of the candidate’s eligibility and identity are to be invariably submitted at the time of interview failing which the candidate may not be permitted to appear for the interview. Non-submission of requisite documents by the candidate at the time of interview will debar his / her candidature from further participation in the recruitment process. 
(i) Printout of the Interview Call Letter 

(ii) System generated printout of the online application form registered for the recruitment process. 

(iii) Proof of Date of Birth (Birth Certificate issued by the Competent Municipal Authorities or SSLC/ Std. X Certificate with DOB). 

(iv) Photo Identity Proof as indicated in Point 16 (Documents to be produced) of the advertisement below. 

(v) Mark sheets and certificates/degree for educational qualifications. Proper document from Board / University for having declared the result on or before 13.11.2024 has to be submitted.
 
(vi) Latest Caste Certificate issued by the competent authority in the prescribed format as stipulated by Government of India in case of the SC / ST / OBC category candidates. 

(vii) Candidates belonging to OBC category but coming under creamy layer and/ or if their caste does not find place in the Central List are not entitled to OBC reservation. They shall be classified as General in the online application form. 

(viii) Income and Asset Certificate issued by any one of the Authorities as notified by the Government of India in the prescribed format in the case of Economically Weaker Section (EWS) category candidates. The candidate should have a valid EWS certificate at the time of application. 

(ix) Disability certificate in the prescribed format issued by the District Medical Board in case of Persons with Benchmark Disability category.
 
(x) Certificate in case of persons with specified disability covered under the definition of Section 2 (s) of the RPwD Act, 2016 but not covered under the definition of Section 2 (r) of the said Act, i.e. persons having less than 40 % disability and having difficulty in writing, to the effect that person concerned has limitation to write and that scribe is essential to write examination on his/her behalf from competent medical authority of a Government healthcare institution as per proforma attached as Annexure-VI. 

(xi) If the candidate has used the services of a Scribe at the time of online exam the duly filled in details of the scribe in the prescribed format. 

(xii) An Ex-serviceman candidate has to produce a copy of the Service or Discharge book along with pension payment order and documentary proof of rank last / presently held (substantive as well as acting) at the time of interview. Those who are still in defense service should submit a certificate from a competent authority that they will be relieved from defense services, on or before 12.11.2025. 

(xiii) Candidates serving in Government / quasi Govt. offices/ Public Sector Undertakings (including Nationalized Banks and Financial Institutions) are required to produce a “No Objection Certificate” from their employer at the time of interview, in the absence of which their candidature will not be considered. The No Objection Certificate should be issued for appearing in interview for selection to the applied post only. Production of any conditional NOCs at the time of interview will not be considered and such candidates will not be permitted to participate in interview/will not be considered for further selection process. 

(xiv) Persons eligible for age relaxation under D (5) must produce a certificate from the District Magistrate to the effect that they are eligible for relief in terms of the Rehabilitation Package for 1984 Riot Affected Persons sanctioned by the Government and communicated vide Ministry of Finance, Dept. of Financial Services communication No.F.No.9/21/2006-IR dated 27.07.2007. 

(xv) Experience certificates, if any 

(xvi) Persons falling in categories mentioned in point (vi), (vii), (viii) & (ix) above should produce a certificate of eligibility issued as per the guidelines of Govt. Of India. 

(xvii) Any other relevant documents in support of eligibility. 

Note: - 
  • Candidates will not be allowed to appear for the interview if he/ she fails to produce the relevant Eligibility documents as mentioned above. 
  • Non-production of relevant eligibility documents at the time of interview shall make the candidate ineligible for further process of recruitment. 
  • No documents shall be directly sent to Banks by candidates before or after the interview

CAREER PATH IN THE BANK: 
Career Path will be as per the Bank’s Promotion Policy for General Banking Officers and they will be allowed to participate in promotion in the Bank to higher Grade / Scale subject to fulfilling the prescribed norms.  

Application Fees/ Intimation Charges (Non-Refundable)  
Category of Applicant
Amount Payable
GEN/EWS/OBC
Rs. 850/- (Inclusive of GST)
For SC/ST/PwBD Candidates
Rs. 175/- (Inclusive of GST)
Note: 
It is reiterated that applicants are advised to keep themselves regularly updated about the alerts / communication regarding the selection process through the Bank’s website www.unionbankofindia.co.in

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